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Please click on
form type to open and save to your computer. Once you have
filled out form with your information, email directly to
Attorney Gary Seymour at
gary@justiceforhomeowners.com .
If you have any questions or concerns,
please call our office at 203-924-6700.
Question:
"Who qualifies for a
Short Sale?" Do income
and assets play a role
as to whether you
qualify? If you do not
qualify because of
income, but do not have
any other assets to sell
to cover the short, will
the bank issue a note?
Answer:
Of course income and
expenses and assets and
liabilities play
into who is qualified to
short sell. You need
"hardship" to qualify
for debt forgiveness
attendant to a short
sale. Having sufficient
income or assets to pay
for part or all of the
potential short fall
lessens the hardship.
Remember there are
several different kinds
of short
sales.
1) Seller can bring
money to table to cover
shortfall
2) Seller can ask and
receive total debt
forgiveness of shortfall
3) Seller can receive
some debt forgiveness
and be held responsible
for some of
shortfall
4) Seller can receive no
debt forgiveness and
agree to be responsible
for entire shortfall.
The level of debt
forgiveness or even
willingness of a lender
to do a short sale
depends entirely on
assets, liabilities,
income and expenses.
Short sale forms
Below you will find all
of the information that
we need to process your
short sale. At first
blush it seems like a
lot. Open each
attachment one by one
and you will find that
the information needed
is not that hard to
provide.
In essence, we need a
hardship letter (on the
form we provide) and
your financial documents
along with the retainer
for the law firm and a
disclosure form or two.
I have provided forms
and checklists for
everything you need. It
should only take you a
couple of hours of
uninterrupted time to
sign, gather and send
back to me the requested
information.
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Can I do a Short Sale? |
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Short Sale Check List |
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Short Sale
Disclaimer Form - Print, fill out form and fax to
The Seymour Law Firm at 203-924-5520 |
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Hardship
Letter |
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Financial Statement - Print, fill out form and fax to
The Seymour Law Firm
at
203-924-5520 |
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Financial Affidavit - Print, fill out form and fax to
The Seymour Law Firm
at
203-924-5520 |
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Authorization Form for Seymour Law Firm - Print, fill out form and fax to
The Seymour Law Firm at
203-924-5520 |
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Retainer Form - Print, fill out form and fax to
The Seymour Law Firm
at
203-924-5520 |
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Bankruptcy Questionnaire
Please go to the
Collier TopForm Web-Based Questionnaire
and copy and paste the following ID
into the login field to begin (case sensitive).
MBBK138$6bb622 |
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Credit
Repair
A good credit
rating is the most valuable thing we have when it comes to
financial independence. Get help
here |
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